Learn how the top 1% of investors are using their home equity to invest and save on tax
Debt recycling turns the equity sitting in your home into a tax-deductible investment loan. Tell us the basics and we'll show you roughly what's possible.
Estimated Property Value
Current Home Loan Balance
Home Loan Term Remaining
Your full report will be projected across this term.
How would you like to approach it?
Lump Sum Off Your Loan
Paid off your home loan upfront — this also increases your usable equity below.
Estimated usable equity (80% LVR)
Equity you'd consider deploying
This is what gets borrowed against your home and invested — capped at your usable equity above.
Share Portfolio
Assumes 8% growth and 3.5% dividend yield (long-run averages)*
Annual Growth Rate
Dividend Yield
Reinvested after tax (taxed at marginal rate when received).
*Long-run historical averages. Not a forecast or guarantee — actual investment returns will vary and past performance is not a reliable indicator of future results.
Your Marginal Tax Rate
✓ Your Estimate
Redirecting this equity could generate roughly
$0
in potential tax refunds over the next 10 years — on top of any investment growth.
Estimate only — not tax advice. Actual refunds depend on your individual tax position and should be confirmed with a registered tax agent.
Where should we send your full report?
First Name
Last Name
Email Address
Enter a valid email address.
Mobile Number
Please tick the box above to continue.
🏠
Keep your current home
📉
Existing loan structure unchanged
🧾
Interest becomes tax deductible
🔒 Free and no-obligation. Takes 30 seconds — we'll turn this into a full projection across your loan term with real numbers.
Your Personalised Report
Your Debt Recycling Snapshot
10-Year Projection
Your home loan could be
$0
The Nuts & Bolts — Year by Year
Year
OO Bal
OO Repay
OO Int
Inv Bal
Inv Repay
Inv Int
Tax Save
Divs
Portfolio
How This Works
The Case for Recycling
Sending your report...
General illustration only — not financial or tax advice. Figures are estimates based on the assumptions you provided plus standard defaults (8% investment growth, 3.5% dividend yield, 6.0%/6.5% indicative interest rates). Actual outcomes depend on your full financial position, loan approval, and market performance, and should be confirmed with a qualified broker and accountant. Debt recycling carries risk, including the possibility of investment loss while the loan obligation remains. Credit assistance only. ACL 387025.
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