A specialist debt recycling broker a short drive from Carindale. We meet Carindale homeowners at our Coorparoo office, or by phone and video.
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Debt Recycling Loans is powered by Kingfisher Finance Group, a mortgage brokerage founded by Alex Gee that focuses on one strategy: debt recycling. We do not have an office in Carindale. Our office is in Coorparoo, a short drive away, and we hold Australian Credit Licence 387025.
Debt recycling is a way of gradually converting the non-deductible debt on your home into deductible debt used to hold income-producing investments, without necessarily increasing what you owe in total. It is a leveraged strategy that uses your home as security, so the way the loan is structured matters more than almost anything else. That structuring is what we do.
From Westfield Carindale, head west along Old Cleveland Road through Carina and Camp Hill and you are in Coorparoo. We also see homeowners from Carina, Carina Heights and Belmont who make the same trip.
Kingfisher Finance Group
82 Leicester Street, Coorparoo QLD 4151
Phone: 0438 376 200
Meetings are by appointment. Book a time and we will confirm the details, including where to park, before you arrive.
A free, no-obligation conversation in Coorparoo, or by phone or video from home.
Book a free call →Usable equity is what makes debt recycling possible. The strategy draws on that equity through a separate, cleanly structured investment loan split, not by adding to your existing home loan balance.
We do not make assumptions about property values or growth in Carindale or any other suburb. In a first conversation we look at your actual home value, loan, income and cashflow. You generally do not need a large amount of equity to begin, because debt recycling can be done in stages.
For how we work across the city, see debt recycling in Brisbane.
Some Carindale clients prefer to sit down with us in Coorparoo for a decision of this size. Others do the whole process by phone and video. If your accountant or financial adviser is local, we work in with them directly.
We look at your home value, current loan, usable equity, income and what you are trying to achieve. No cost, no obligation.
You hear whether debt recycling suits your circumstances, and we say so plainly if it does not.
If it fits, we explain the split structure we would set up and how we keep it clean, so your investment interest has the best chance of staying deductible. See our loan structure page for the detail.
We arrange the lending and work alongside your accountant and financial adviser. Your adviser recommends the investments; we structure the loan to hold them cleanly.
A note on scope. We arrange the lending. We do not recommend specific investments, and the information here is general only. Your financial adviser recommends the assets and a registered tax agent should confirm your deductibility position before you rely on it.
Kingfisher Finance Group has earned more than 160 five-star Google reviews. Alongside Alex Gee, the team includes brokers Jessica Marais and Nikolas Allan. We keep the focus narrow on purpose: debt recycling structured carefully and supported over the long term.
No. Our office is at 82 Leicester Street, Coorparoo QLD 4151, a short drive from Carindale. We meet Carindale clients there, or by phone and video.
Coorparoo is a few suburbs west of Carindale along Old Cleveland Road, through Carina and Camp Hill. Allow a little longer at peak times.
Yes. We run the whole process by phone and video for clients who prefer it, and the structuring work is the same either way.
Your latest home loan statements, an approximate value for your home, savings and offset balances, income details and a rough picture of your regular expenses.
No. It depends on your equity, income, marginal tax rate, cashflow and time horizon, not on your suburb. We look at your numbers and tell you if it does not fit.
Where we meet Carindale clients.
Read more → SERVICEHow we work with homeowners across the city.
Read more → TOOLSee what your equity could do in two minutes.
Read more →
1. Arranged a loan when our small business situation made it difficult to qualify.
2. Met requirements to have funding available by a specified date.
3. Understood my needs to setup debt recycling to allow tax structuring.
4. Communicated well throughout.
I would use their services again.
Alex, Jess and the Kingfisher team were second to none and their process from start to finish was faultless. As a self-employed business owner, it can be difficult to obtain finance at the best of times. The Kingfisher team made this an easy and efficient proposition and their continued transparent and efficient communication ensured we were kept up to date at all times. Highly recommend them for your finance needs!
Alex and Jess dealt with our investment loan and provided a top tier service. They kept us up to date and communicated every step of the process making it a seamless and smooth experience! Awesome work team we will definitely be back for future loans!
Jess from Kingfisher was outstanding. I couldn't fault her communication, expertise or dedication to finding the best loan for our situation. The entire process was seamless from start to finish. We'll definitely be using Kingfisher again in the future. A top-tier organisation.
