Our office is at 82 Leicester Street, Coorparoo. Sit down with the brokers who structure debt recycling loans for homeowners across Brisbane's inner south.
★ 160+ five-star Google reviews✓ Licensed under ACL 387025✓ Reviewed by a licensed broker
Debt Recycling Loans is powered by Kingfisher Finance Group, a mortgage brokerage based in Coorparoo and founded by Alex Gee. We focus on one strategy, debt recycling, and we hold Australian Credit Licence 387025.
Debt recycling is a way of gradually converting the non-deductible debt on your home into deductible debt used to hold income-producing investments, without necessarily increasing what you owe in total. It is a leveraged strategy that uses your home as security, so the way the loan is structured matters more than almost anything else. That structuring is what we do.
We work with homeowners across greater Brisbane, and many of the people who visit us live close by in Coorparoo, Camp Hill, Greenslopes, Norman Park, Stones Corner and Holland Park.
Meetings are by appointment. Book a time and we will confirm the details, including where to park, before you arrive. If you live further east, we are also a short drive from Carindale.
Book a Structure Review
A free, no-obligation conversation at our Coorparoo office, or by phone or video.
You do not need everything on day one, but these help us give you a clear answer faster:
Your latest home loan statements, including any fixed-rate or split details
An approximate value for your home
Savings, offset and redraw balances
Income details for each borrower
A rough picture of regular expenses and other debts
Contact details for your accountant or financial adviser, if you have them
How a Structure Review Works
1
Your Position and Goals
We look at your home value, current loan, usable equity, income and what you are trying to achieve. No cost, no obligation.
2
Whether It Fits
You hear whether debt recycling suits your circumstances, and we say so plainly if it does not.
3
How the Loan Would Be Structured
If it fits, we explain the split structure we would set up and how we keep it clean, so your investment interest has the best chance of staying deductible. See our loan structure page for the detail.
4
Coordinating Your Team
We arrange the lending and work alongside your accountant and financial adviser. Your adviser recommends the investments; we structure the loan to hold them cleanly.
Often a Good Fit
You own a home with usable equity built up
You have stable income and a marginal tax rate that makes deductions worthwhile
You are comfortable investing over a long horizon, typically 10 years or more
You want the loan structured properly and kept clean over time
Less Suitable for Now
Little or no spare equity, or a tight cashflow buffer
A short time horizon or plans to sell your home soon
A low marginal tax rate, where the deduction adds little
No appetite for market risk on borrowed money
A note on scope. We arrange the lending. We do not recommend specific investments, and the information here is general only. Your financial adviser recommends the assets and a registered tax agent should confirm your deductibility position before you rely on it.
Why Locals Choose Us
Kingfisher Finance Group has earned more than 160 five-star Google reviews. Alongside Alex Gee, the team includes brokers Jessica Marais and Nikolas Allan. We keep the focus narrow on purpose: debt recycling structured carefully and supported over the long term.
Coorparoo Office FAQs
We are at 82 Leicester Street, Coorparoo QLD 4151, the office of Kingfisher Finance Group.
Yes. Meetings are by appointment so a broker has time set aside for your file. Book through the contact page or call 0438 376 200.
Yes. Many clients prefer phone or video, and the structuring work is the same either way.
No. We work with homeowners across greater Brisbane and, remotely, across Australia. Coorparoo is where our office is.
Nothing. The first conversation is free and there is no obligation to proceed.
General information only, not financial, tax or legal advice. It does not take account of your objectives, financial situation or needs. Debt recycling is a leveraged strategy that uses your home as security and can amplify losses. Any figures shown are illustrative, based on stated assumptions, and not a promise of any result. Consider your circumstances and seek advice from a licensed broker, financial adviser and registered tax agent.
1. Arranged a loan when our small business situation made it difficult to qualify. 2. Met requirements to have funding available by a specified date. 3. Understood my needs to setup debt recycling to allow tax structuring. 4. Communicated well throughout.
I would use their services again.
Nick Webb
★★★★★
Alex, Jess and the Kingfisher team were second to none and their process from start to finish was faultless. As a self-employed business owner, it can be difficult to obtain finance at the best of times. The Kingfisher team made this an easy and efficient proposition and their continued transparent and efficient communication ensured we were kept up to date at all times. Highly recommend them for your finance needs!
Holly Brooks
★★★★★
Alex and Jess dealt with our investment loan and provided a top tier service. They kept us up to date and communicated every step of the process making it a seamless and smooth experience! Awesome work team we will definitely be back for future loans!
Mitchell Bath
★★★★★
Jess from Kingfisher was outstanding. I couldn't fault her communication, expertise or dedication to finding the best loan for our situation. The entire process was seamless from start to finish. We'll definitely be using Kingfisher again in the future. A top-tier organisation.