We structure debt recycling loans for Gold Coast homeowners by phone and video. Specialist brokers, licensed, and focused on this one strategy.
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Debt Recycling Loans is powered by Kingfisher Finance Group, a mortgage brokerage founded by Alex Gee that focuses on one strategy: debt recycling. We do not have a Gold Coast office. We work with Gold Coast homeowners by phone and video, and we hold Australian Credit Licence 387025.
Debt recycling is a way of gradually converting the non-deductible debt on your home into deductible debt used to hold income-producing investments, without necessarily increasing what you owe in total. It is a leveraged strategy that uses your home as security, so the way the loan is structured matters more than almost anything else. That structuring is what we do.
The first conversation is free and happens by phone or video at a time that suits you.
You send us your latest home loan statements, income details and a rough picture of your expenses.
We walk you through the split structure we would set up and how we keep it clean. See our loan structure page for the detail.
We lodge the application, keep you updated through to settlement, and work alongside your accountant and financial adviser wherever they are based.
The structuring and the standard of work are the same as for clients who visit us in person.
A free, no-obligation conversation from wherever you are on the Gold Coast.
Book a free call →Usable equity is what makes debt recycling possible, whether your home is in Southport, Surfers Paradise, Broadbeach, Burleigh Heads, Robina or Coomera. The strategy draws on that equity through a separate, cleanly structured investment loan split, not by adding to your existing home loan balance.
We do not make assumptions about property values or growth in any suburb. In a first conversation we look at your actual home value, loan, income and cashflow. You generally do not need a large amount of equity to begin, because debt recycling can be done in stages.
Our office is at 82 Leicester Street, Coorparoo, in Brisbane's inner south. Gold Coast clients are welcome by appointment. For how we work across the city, see debt recycling in Brisbane.
A note on scope. We arrange the lending. We do not recommend specific investments, and the information here is general only. Your financial adviser recommends the assets and a registered tax agent should confirm your deductibility position before you rely on it.
Kingfisher Finance Group has earned more than 160 five-star Google reviews. Alongside Alex Gee, the team includes brokers Jessica Marais and Nikolas Allan. We keep the focus narrow on purpose: debt recycling structured carefully and supported over the long term.
No. We work with Gold Coast homeowners by phone and video. Our office is at 82 Leicester Street, Coorparoo, in Brisbane.
Yes. The conversations, document collection and structure review all happen by phone, video and email.
Your latest home loan statements, an approximate value for your home, savings and offset balances, income details and a rough picture of your regular expenses.
Yes. Gold Coast clients are welcome at our Coorparoo office in Brisbane by appointment.
No. We coordinate with your accountant and financial adviser by phone and email wherever they are based.
See what your equity could do in two minutes.
Read more → SERVICEThe splits and sub-accounts we set up for you.
Read more → SERVICEOur home base, with an office in Coorparoo.
Read more →
1. Arranged a loan when our small business situation made it difficult to qualify.
2. Met requirements to have funding available by a specified date.
3. Understood my needs to setup debt recycling to allow tax structuring.
4. Communicated well throughout.
I would use their services again.
Alex, Jess and the Kingfisher team were second to none and their process from start to finish was faultless. As a self-employed business owner, it can be difficult to obtain finance at the best of times. The Kingfisher team made this an easy and efficient proposition and their continued transparent and efficient communication ensured we were kept up to date at all times. Highly recommend them for your finance needs!
Alex and Jess dealt with our investment loan and provided a top tier service. They kept us up to date and communicated every step of the process making it a seamless and smooth experience! Awesome work team we will definitely be back for future loans!
Jess from Kingfisher was outstanding. I couldn't fault her communication, expertise or dedication to finding the best loan for our situation. The entire process was seamless from start to finish. We'll definitely be using Kingfisher again in the future. A top-tier organisation.
