Debt recycling crosses lending, tax and investing. One page of questions, sorted by the professional who answers each one.
Home › Resources › Questions for Your Broker, Accountant and Adviser
We structure the loan, a financial adviser recommends the investments, and a registered tax agent confirms the tax treatment. Each answers a different set of questions, and asking the wrong person wastes a meeting.
The checklist sorts the common questions into three columns. It draws on our guide to setting up debt recycling, where assembling the team is step two.
Use it before your first meetings and again at each annual review. Our debt recycling broker service works alongside an adviser and accountant you already use.
Alex can look at how your loan is set up and tell you what would need to change. Free, no-obligation call, by phone or video.
Request a call with Alex →We are mortgage brokers and provide credit assistance only. We can explain how a loan is structured and why splits matter, but whether interest is deductible in your circumstances is a question for a registered tax agent, and what to invest in is a question for a licensed financial adviser.
Lining up all three before any money moves avoids expensive rework, because each depends on the others being set up correctly. Going it alone raises the odds of a costly mistake, such as contaminating a loan split. We are happy to work alongside an adviser and accountant you already use.
The ten steps, and where each professional fits.
Read more → GUIDEWhy whose name is on the investment matters for tax.
Read more → RESOURCECheck the foundations before the first meeting.
Read more →
1. Arranged a loan when our small business situation made it difficult to qualify.
2. Met requirements to have funding available by a specified date.
3. Understood my needs to setup debt recycling to allow tax structuring.
4. Communicated well throughout.
I would use their services again.
Alex, Jess and the Kingfisher team were second to none and their process from start to finish was faultless. As a self-employed business owner, it can be difficult to obtain finance at the best of times. The Kingfisher team made this an easy and efficient proposition and their continued transparent and efficient communication ensured we were kept up to date at all times. Highly recommend them for your finance needs!
Alex and Jess dealt with our investment loan and provided a top tier service. They kept us up to date and communicated every step of the process making it a seamless and smooth experience! Awesome work team we will definitely be back for future loans!
Jess from Kingfisher was outstanding. I couldn't fault her communication, expertise or dedication to finding the best loan for our situation. The entire process was seamless from start to finish. We'll definitely be using Kingfisher again in the future. A top-tier organisation.
